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Fees and charges

Arrival Bank Plc is a U.S.-licensed digital bank (neobank) regulated in Puerto Rico and Europe. We believe in clear, upfront pricing.

Account fees

Your applicable monthly account fee is set out in your Schedule of Fees and Charges, provided at account opening.

Payment fees

Charges vary by payment rail and destination.

  • Internal Arrival transfers
  • ACH and Zelle® transfers
  • Fedwire domestic wires
  • SEPA euro transfers
  • SWIFT international wires (correspondent bank fees may apply)

Currency conversion

Exchange rates and any conversion margin are displayed before you confirm a payment.

Changes to fees

We will give you advance written notice before any change to our fees.

Frequently asked questions

Where can I see my current fees?

Request your Schedule of Fees and Charges from client services at any time.