Starting out
Arrival Bank Plc — Personal & Business Banking
Global banking starts here.
Arrival Bank Plc is a U.S.-licensed digital bank (neobank) regulated in Puerto Rico and Europe. We provide international financial services to startups, small-to-medium enterprises and global businesses across more than 50 countries.
Open accounts in 13 currencies, send money instantly, pay over SWIFT, SEPA and Fedwire, and stay in control of your money.
Federally insured by NCUA up to $2.5M*OCIF #IFE-06550+ countries
Open an account
Open your account in minutes
Choose an account, tell us who you are, and start sending and receiving money right away.
Game-changing banking.
Borderless business.
One account. 13 currencies.
Hold, convert and pay in 13 currencies, with USD checking and a dedicated EUR IBAN side by side.
Built for international business
Our business accounts.
Multi-currency Wallet
13 currencies in one place, ready for global suppliers and clients.
Open account →Future-fit banking.
Your money is protected.
Eligible deposits are federally insured by NCUA up to $2,500,000 through our partner financial institutions.
Regulated in the U.S. and Europe.
Licensed and supervised by OCIF in Puerto Rico under license #IFE-065.
Built for global business.
Startups, SMEs and global companies in 50+ countries bank with Arrival.
Security first.
Face and fingerprint login, instant card freeze and real-time payment alerts.
Join the businesses banking without borders.
USD checking, EUR SEPA and 13 currencies. One app.
Apply nowArrival rates
How can we help you today?
Limited offer
Get $300* with a business account built for you
Open any new Arrival business checking account and receive a $300 welcome bonus. *Terms apply.
Learn more about checkingBuild your financial strength
Starting out
How to manage your business checking ›
Going global
Paying suppliers via SWIFT vs SEPA ›
Running a business
How rising rates impact businesses ›
Hear from our customers
“Impressed with the support and how fast international payouts arrive.”
“Opening a USD and EUR account took one afternoon. Huge for our team.”
“Fedwire and SEPA in one dashboard — finally.”
Frequently asked questions
Arrival is a U.S.-licensed digital bank regulated by OCIF in Puerto Rico (license #IFE-065), with a European office in Rotterdam.
Federally Insured by NCUA
Your business money is protected by federal insurance, not just by our promises.
Check how insurance worksProtection you don't have to think about
Federally insured, end to end.
Up to $2,500,000
Eligible deposits are federally insured up to $2,500,000 through our partner institutions.
Automatic, always
Coverage applies the moment your money lands. No form to sign, no premium to pay, nothing to renew.
Backed by the U.S. government
The National Credit Union Administration is an independent federal agency that insures member accounts.
Supervised in two markets
Licensed by OCIF in Puerto Rico under #IFE-065, with our European operation based in Rotterdam.
Questions about what your coverage covers? Talk to our team.